How to Understand Your FICO Credit Score
Evaluate your score. The point system used technically ranges from 0 - 999, but all or nearly all actual scores fall between 330 and 850.
330 - 619: Poor credit. In banker jargon a person with a score in this range is considered a "Credit Leper."
620 - 659: Sub-prime financing will be available to you.
660 - 720: Prime financing will be available to you.
721 – 750: Prime - x% may be available to you. That is, you may be able to get interest rates on loans that are even lower than the prime rate.
751+: Excellent credit. May enable you to get even lower prime -x% interest rates depending on the credit type you're utilizing.
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I'm at 687 ~ Damn Credit Cards and all you women out there I have used them on! :)
330 - 619: Poor credit. In banker jargon a person with a score in this range is considered a "Credit Leper."
620 - 659: Sub-prime financing will be available to you.
660 - 720: Prime financing will be available to you.
721 – 750: Prime - x% may be available to you. That is, you may be able to get interest rates on loans that are even lower than the prime rate.
751+: Excellent credit. May enable you to get even lower prime -x% interest rates depending on the credit type you're utilizing.
Full Article
I'm at 687 ~ Damn Credit Cards and all you women out there I have used them on! :)
posted by Taxi Mark at 1:52 AM
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